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Your referral to family, friends and colleagues is the lifeblood of my business!

A Company You Can Trust

Francine Terrell is a
Real Estate Broker that helps buyers and sellers in San Jose and surrounding bay areas in California with their real estate needs. You can count on us to guide you through every step of the buying and selling process.

Francine Terrel, Broker
[email protected]

Francine Terrell, Broker

As a self-motivated, conscientious real estate professional with a strong work ethic, my underlying philosophy of "service first" means that my clients' needs are paramount. I work diligently to understand each client's goals and to always exemplify trust, transparency, and integrity. Working closely with buyers and sellers allows me to

educate and inform them at every step of a transaction while keeping in mind both their immediate and long-term goals. My reputation for honest communication and active listening has made me a trusted advisory for the people with whom I work. As a dedicated, personable, and approachable real estate professional I give clients highly

personalized attention and work around their schedules. The light of my life is spending time with my grandson Joshua. I enjoy tropical vacations and a fun game of golf. I love live theater and there is nothing more relaxing than a good movie. I am a great chef, however, I don't take the time to often. I attend Cathedral of Faith in San Jose.

  • Thirteen years ago, I followed my dreams and joined the Real Estate Industry. I bought to the market over 30 successful years as a Business Professional in Banking and Sales. I joined Coldwell Banker where I have received invaluable Mentoring, Training and Leadership.
  • After thirteen successful years, I made a long contemplated and passionate decision to step out on my Faith. To work independently as Francine Terrell, Broker/Real Estate Services. With the opportunity to pass on to you all that I value.
  •  I will continue to incorporate my core values within my business model, Integrity, Trust, Transparency and above all Excellent Customer Service. 
  • I appreciate the business and family relationships developed over the years. Many of you started out as a prospective client and along the way, we became FAMILY. Through your referrals from your family, friends and Colleagues, my business has continued to thrive.  
  • With God’s Grace, I Graciously thank you.

Education/Awards Designations

Burlington Business College

Residential Mortgage Lending

The Institute of Financial Education

HAFA Specialist

Short Sales and Foreclosure Resource Certification

Management Skills - A concentrated program of in-company study for Associatin Bank Management

National Association of Realtors

California Association of Realtors

Santa Clara County Association Realtors

International Sterling Society

Probate Certification

#1 Buyers Controlled Award

Certification of Appreciation - KAFPA. Kinship

Adoptive and Foster Parent Association

Star Performer Award

Best Open House Award

Certificate of Appreciation - Women Council of Realtors


Residential Sales

Property Management Consultant

Working intricately with buyers and sellers

Certified Probate Real Estate Specialist 

Subina Mahal, Real Estate Agent


[email protected]

Born and raised in San Jose, Subina is knowledge of the unique aspects of cities and neighborhoods from the South Bay to San Francisco. She serves the entire Silicon Valley area and specializes in buying and selling green, healthy homes. Subina obtained an MBA in Sustainable Enterprise from the Dominican University. She has a decade of experience in non-profit finance and operations.

She brings professionalism, integrity, and sense of humor to every transaction.

Her creative, enthusiastic, and caring nature is perfect for matching each client’s desires as well as skillfully featuring a home’s unique presence and character

Partners and Affiliates

SIDCO Homes Inc. a builder of energy-efficient homes in California's Silicon Valley

SIDCO Homes Inc features a Passive Inspired Net Zero Home in Silicon Valley, which attains a quantifiable and rigorous level of energy efficiency providing comfort by using renewable energy.

Passive House design incorporates elements of continuous insulation without thermal bridging; building envelope is airtight using energy-efficient Zola triple pane window and doors to reduce noise, heat and moisture recovery ventilation system for comfort and superb indoor air quality.

The heating and cooling system is designed by Messana, which uses CO2 sensors to control the environment by zones and has an efficient ventilation system with heat recovery.

Energy for the house is produced by Solar panels, charging a Tesla Power wall and car charging outlets in the garage. There is no burning fossil fuel in the house and water is heated by using the heat pump technology. SIDCO has incorporated Grey water system to conserve the water which is used for irrigation and replenishing the groundwater.

 Smart Homes built with GEO fencing to conserve energy and provide you safety and monitoring of the house remotely equipped with LED lights, which are controlled and operated by Google Home.

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